You Considered Animal Insurances?"
Have you ever considered
what would happen if your family pet became seriously ill
or had a bad accident? Animal insurances can prove to
be a great investment if the unexpected happens and your
family pet is ever injured or is diagnosed with a serious illness.
Those vets bills can add up
mighty quickly and if you aren't prepared with adequate
animal insurances to cover your pet's expenses, you could
quickly do some serious damage to your family's budget.
For example, if your dog is
diagnosed with Cancer, doctors can treat her in much the
same way as they do a human patient.
There is a very good
chance that your pet could survive...as long as you can
afford the treatment.
surgery and chemotherapy are all available but these
treatments can be terribly expensive. In many cases, a
much loved family pet has to be put down simply because
the cost of keeping her alive is beyond the financial
capacity of her owner.
What If You Don't Have The Money?
Adequate animal insurances
will ensure that your pet can have access to the best
medical care available if the unthinkable happens, without
you having to pay crippling vet bills or suffering the
heartache of losing your dog because you just can't afford
to pay for her medical treatment.
Animal insurances operate in
much the same way as human health insurance, in that they
have annual premiums that are based on your dog's existing
health, species and age, along with other factors such as
where you live and the activities your dog participates
Insurance companies don't
like taking risks, (which is interesting, because they are
in the risk business...) so if you own an
active dog that participates in sports such as Schutzhund
or agility training, you may pay a little more for your
Of course the risk of your pet having
an injury is greater, so it's probably worth it, especially
if you have spent a lot of time and money training her...
policies can range from providing basic, limited cover to
comprehensive protection including reimbursement for
vaccinations, spaying or neutering, heartworm treatment
and prevention, general checkups and dental procedures.
Some pet insurances cover
accidents only, but there is a higher probably of making a
claim due to sickness in most cases, so these limited
policies are not of much use to you in many circumstances.
In the end, you will have
to decide whether it's worth it to you to insure your
Animal insurances are a great idea if you have a
breeding dog or one where the thought of losing her
through some preventable disease is just too much to bear,
but it does add to the cost of owning your pet, so that
has to be considered carefully.
Is An Answer...
There are many quality
animal insurance products and providers available today.
It's definitely worth
taking a look if you are interested in insuring your pet and avoiding those
costly vet bills...
We wish you all the best
with your decision on whether or not to buy insurance for your pet,
and hope you find the exact policy you are looking for.
hope of course that you never have to claim on your
insurance policy, but it's comforting to know that it's
there when you really need it...